We're still seeing mortgage rates holding close to 7%, which continues to challenge affordability for many families. With inflation proving stubborn and the possibility of another Fed rate hike, borrowing costs may even creep higher. Wider mortgage-backed securities spreads are only adding to the pressure. A significant drop in rates will require real, sustained progress on inflation, steadier long-term yields, encouraging signals from the Fed, and healthier mortgage-backed securities markets. For now, whether you’re considering buying, investing, or refinancing, it’s wise to plan around current rates and treat any future rate relief as a welcome bonus. My background in business finance and global real estate development gives me a strategic perspective on these shifts—I’m always looking for ways families can navigate today’s market and build lasting wealth through real estate.
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