Free Mortgage Tools

Mortgage Calculator

Estimate your monthly payments and see what you can afford — all in one place.

Your details

Home price$850,000
$100K$3M
Down payment · 20%$170,000
Minimum for this price: $25,500 (3%)
Loan term30 yrs
5 yrs30 yrs
Mortgage rate6.40%
0.5%9%
Taxes & insurance
Property tax · 1.10%/yr$779/mo
0.3%2.5%
U.S. average is about 1.1% — rates vary by county.
Home insurance$1,800/yr
$0$8,000
HOA fees$0/mo
$0$1,500
Estimated monthly payment
$5,183
30-year fixed · principal, interest, taxes & insurance
Loan amount
$680,000
Total interest
$851,238

Cost breakdown

Total cost$1,531,238
Principal$680,000
Interest$851,238

What's in your monthly payment

Principal, interest, taxes & insurance (PITI)

Principal & interest$4,253
Property tax$779
Home insurance$150
Total monthly$5,183

Balance over time

Remaining mortgage balance by year

Year 1Year 30
Which Homes Can You Afford?
See Your Options
How Much Is Your Home Worth?
Find My Home Value
Realtor LogoEqual Housing Opportunity Logo

Roomvu social media marketing

  • Facebook
  • Instagram
  • LinkedIn
CopyrightRoomvu
Shaline Heng

Shaline Heng

NEST REAL ESTATE

+1-626-537-5655

Covina, California

Shaline is passionate about helping families buy, sell, and build wealth through real estate. With a background in business finance, experience in corporate America, and involvemen...

NEST REAL ESTATE
Which Homes Can You Afford?
See Your Options
How Much Is Your Home Worth?
Find My Home Value
Realtor LogoEqual Housing Opportunity Logo